MaryLandLowRates.com
For Help With A Purchase, Refinance,
Construction or Construction Perm,
I Highly Recommend David Pick  410-310-8893

David Pick, Loan OfficerDavid Pick, Loan Officer
Apply Online With David  - Secure Site
Email: dpick@monarchmtg.com
Phone: 410-310-8893
Fax: 410-451-7866 

Monarch Mortgage
2138 Priest Bridge Court, Suite 7 
Crofton Maryland 21114

Monarch Mortgage is a full service mortgage bank offering a wide variety of home, lot, and construction loan products.  That's right, we are still approving and closing LOT and CONSTRUCTION LOANS  along with our other loan products. Contact Dave today!

FHA, VA, 203K rehab, Homepath,  Teacher Program, Police Next Door, Energy Efficient, CDA, USDA, Jumbo, and more!  Dave has the ability to offer more options than many other competitors at rates you will love. 

Monarch is one of few banks approved to close the “New” FHL Bank program!   Never heard of it?  Most haven't.  Contact Dave to discuss what this NEW loan program can do for you!

By having in house underwriting and access to a wide variety of programs, he has the ability to get your loan quickly approved and  settled with the least amount of hassle. 

Dave services Anne Arundel, Howard, Calvert, Carroll, Harford and Baltimore counties, Baltimore City; and the Eastern Shore of Maryland, which includes Queene Anne's County, Talbot County, Kent County, Dorchester County, Somerset County, Worcester County and Cecil County. 

Many counties on the Eastern Shore of Maryland have NO MONEY DOWN purchase programs!  Call Dave today!

With Dave’s many years of experience and expert knowledge, he is committed to helping you find the right mortgage product to fit your individual needs. He strives to make the process of securing a mortgage simple and straight forward by offering you the latest in financial tools that you enable you to make sound financial choices.  Contact Dave today!

IMPORTANT!  Please contact Dave BEFORE signing any contract!  He will guide you and maximize the amount the Seller can pay, which will keep your costs lower at the closing table.  Contact Dave today!

Dave Pick  410-310-8893
Free Phone Consultations and Second Opinions
No Pressure, Just Honest Answers and Recommendations 
MAKING YOUR HOME AFFORDABLE
NEW For 2012
25 BILLION Program!
HARP 2.0
Loan Modifications in Maryland 

Are Your House Payments More Than 31% Of Your Income?
Are You Still Current, But Getting Ready To Fall Behind?
Are You Behind On Your House Payments?
Foreclosure Prevention & Loan Modification Program
For Maryland Residents or Property Owners

CALL DAVE PICK TODAY!
410-310-8893
Email: dpick@monarchmtg.com

Download Actual Loan Application and fax to 410-451-7866 Attn: Dave Pick
Not Needed - Social Security numbers, date of birth, account numbers for assets or creditors,
none of those are needed to get started!  Leave those sections  BLANK! 
Mortgages in Maryland
Refinancing

  • OnLine Refi Prequalification !!!
  •  100% Cash Out Refi One Low Rate Loan...
  •  Debt Consolidation Refinancing...
  •  95% Cash Out One Low Rate Loan...
  •  Low Credit Score Refinancing...
  •  Slow Credit Refinancing...
  • Jumbo Loan Refinancing...
  • A Word About Refinancing...
  • Zero Point Refinances...
  • EZ Refinancing Program...
  • No Doc No Questions Refinance Loans...
  • No Ratio Refinance Loans...
  • NIV or Stated Income Refinances ...
  • Bi-Weekly Mortgages...
  • Condominium Refinancing...
 •  FHA Streamline Refinancing or Cash Out...
 •  VA Streamline Refinancing or Cash Out...
 
 
Investment Properties 

  • No Seasoning Cash Out ...
  • 10% Down Purchases 1 to 4 Units...
  • Commercial Loans...
  • Cash Out Refinancing...
 
Help With Credit Problems 

 • Let Us Help You... 
 • Behind on Mortgage...
 • Foreclosure or Notice of Default...
 

Commercial Loans

 • Commercial Loans...
 

Self Employed

 • Self Employed Please Read ...
 • Zero Point Purchases...
 • Zero Point Refinances...
 • No Money Down
 • No Ratio Loans...
 • Stated Income...
 • No Doc No Questions Loans...
 • See Our Heading Under Second Mortgages...
 

Of Interest To Realtors

Of Special Interest to Real Estate Professionals...
 

Calculator /Application

  • Mortgage Loan Application Checklist...

  • Mortgage Loan Application Download

  • About Us...
  • Why Call Us...
  • Current Rates...
  • Frequently Asked Questions...

WOW! We won an AWARD!

WOW! Our Site Won An Award!

Purchase Programs

  • OnLine  Purchase Prequalification !!!
 •  USDA Guaranteed Rural Housing
  • 103% One Loan Purchases...
  • NO MONEY DOWN!!!   Look!
  • Fannie Mae Flex 100 No Money Down..
  • 80-10-10 or 80-15-5... No Mortgage Insurance
  • Jumbo Loans...
  • Zero Point Purchases...
  • No Money Down 1st Time Home buyer...
  • No Ratio Loans...
  • No Doc No Questions Loans...
  • Bi-Weekly Mortgages...
  • Estate Buyouts...
  • Lease Purchases...
  • Condominiums... 
  • FHA Purchase Money...
  • VA Purchase Money...
 
Second Mortgages and Lines of Credit

  • On Line Second  Prequalification !!!
  • Home Equity Lines of Credit...
  • Fixed Rate Second Mortgages...
  • 100% of Value Second Mortgages...
  • 125% of Value Second Mortgages...
  • 80-10-10 or 80-15-5...
 
Construction Perm/ Lot Loans

  • OnLine Construction Pre-Qualification !!!
  • No Money Down, No Cash At Closing...
  • No Income Verification Construction Loans...
  • Other Programs...
  • Lot Loans...
  • Construction Loan Overview ...
  • NEW CONSTRUCTION PERM LOAN SECTION
 

Creative Financing & Niche Products

Creative Financing and Niche Products...
 

We Buy Privately Held Mortgages

     I Want to Buy or Sell a Mortgage...
 
For Sale By Owner
fsbofsbofor sale by owner fsbo house home listings
 • Available Properties...
 • What Consolidated Can Do For You...
 • Get Your Property Added...
 

Informational, Local, Helpful & Fun Links

 • Builders and Such...
 • Realtors and Such...
 • Title Companies...
 • IslandGuitarStudios...
 •TheDataRecoveryCenter...
 • BargainTreasures.net
 • Britney Spears Autographed Book First Edition
 • DVDVideoServices.com
 • American Web Page Design
 • Duval Street Key West Site CrawlDuval.com
•  DuvalStreetCrawl.com Key West Site
 • FREE?    Your Credit Report May Be   FREE...
 • ByOwnerYachts.com
 • send Dave Pick an email to be listed here

Click For More Information

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LowRateMortgages.com

. .
MAKING YOUR HOME AFFORDABLE
Loan Modifications in Maryland 

Are Your House Payments More Than 31% Of Your Income?
Are You Still Current, But Getting Ready To Fall Behind?
Are You Behind On Your House Payments?
Foreclosure Prevention & Loan Modification Program
For Maryland Residents or Property Owners

CALL DAVE PICK TODAY!
410-310-8893
Email: dpick@monarchmtg.com


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